Wow, I'm at the final battle now, and what an utterly excellent experience this has been! Had I played it earlier, it would have totally been my GOTY 2014. Fuck the Codex and it's generally bad taste, these gender challenged idiots have had their brains totally raped by playing years of shitty Obsidian, Bioware and Bethesda games.
GRAPHICS: 5/5. Every scene in the game is a thing of beauty, really loved how much effort was put into the animations (Banner Saga does "beautiful" the way Fallout did "gory", just look at Alette stringing her bow), even the caravan changes to reflect which heroes you have in your party.
CnC: 5/5. Wow, finally a game that takes the CONSEQUENCE part of CnC very seriously. What players usually mean when they say CNC is that they want to make choices, each of which will lead to a positive "consequence" for them. But this game continuously forces you to make tough decisions and will often punish you for them way down the road, this game actually benefits from the limited save system because otherwise it would be too easy to savescum through the whole thing. Excellent design.
Combat and Character System: 5/5. Riveting until the very end. Love the chessboard style deterministic combat, it actually allows you to compute stuff and plan way in advance how you will tackle a particular enemy or encounter, a perfect example of how simplistic principles can turn into complex scenarios. Also really like the character system, you can't make wrong choices because every attribute is useful, but at the same time, you really have to think carefully because you need to build the character in a way that synergizes well with the other heroes you like to use, and in a way that compliments your play style. Itemization is excellent, you can only equip one item per hero, but the items are game changing and can completely alter how you use that particular hero. AI was also very good at targeting and eliminating my weaker characters.
Also really happy with the worldbuilding, the conceptualization of the races, the story and plot. Very very good stuff.