@YES
Giant Berserker - can get bonus points, has good attributes, some equipment limitation, option to become pirate, Saurian is probably better as a pure berserker, but pirate seems impossible for them.
Not at all. Saurian needs 70 points to match pirate stats, and you can safely spend the entirety of your bonus roll to cover up to the half of it. Giant, in fact, needs 80.
The cleric is the choice I'm struggling with the most. Bard and Templar get cleric spells on Lvl 3 and the all-important cure disease and cure poison is learned by the Sage on Lvl 4 as well.
So, in the early levels, I have Sage and Thaumaturge who can take care of wounds and later on the Templar and Bard can handle it. Is there really a place for the cleric?
I've been thinking about replacing it with a wolfin ranger or a naga thief, who'll later become an assassin.
Good thinking. Have a wolfin ranger instead. That technically can relieve you of need for a dedicated thaumaturge, whom you can replace with another asskicker.
Oh, and never take drow spellcasters. Awful mana regen rate.