After playing a few hours I do miss having a character in the game world. The Gordon Freeman look-a-like doesn't scratch that itch for me.
Git gud or just get 4WD cars like Veyron, Audi R8, RUF Turbo, Nissan GT-R (Audi's in general are very easy to drive). Not only they are easier to drive than anything with rear wheel drive, they tend to be faster too, especially off the line. Tier 3 I think doesn't have any though, avoid racing in rain if you can't handle it I guess. Stuff like Atom and Caterham should be avoided, hardest buggers to drive in game and even then completely unremarkable in their tiers, very low top speeds just make them useless for most of the races and in corner heavy situations you'll want something that doesn't spin out so easily anyway.Also, I mainly like paying with some of the slower cars like the Subaru Impreza (my favorite) or maybe the Ferrari 308. The "supercars" lose traction and spin off the road too easily. The Ariel Atom for instance is totally undrivable.