I have no idea either, to be honest.Thanks Risewild ! It seems you focused on other aspects of the game like gambling and settlement reputation - BTW what was that about? I did not see any positive effects of high reputation.
I wrote this back in 2017, and I had forgotten all about it until I read your review.
Like I mentioned briefly, the game isn't very good at telling us anything about it's mechanics, even in it's manual. I played the full game and at the end I was still confused about several stuff.