I recently got back into the Realms of Arkania trilogy.
I've been enjoying just making characters in Realms of Arkania 3. Well, all of them, but I also enjoy making a new character in 3 since you level up so much and get to spend an hour just distributing skill and spell points. I also had a few rage moments when failing 3 in a row for several skills
It is pretty fun crafting a whole party, determining who will fill what roll. The fact that you can fail an increase makes it a bit more fun, too. Dare I say, minigame like?
I also think it is a fairly realistic way to distribute points. I look at each point as time spent on training a skill. Sometimes it takes just 1 time period to raise it, sometimes up to 3 while at other times after 3 time periods, your character is just too dumb dumb to get it this time around.
I also thought Arcanum had some fun builds. That's one game that really felt great each level up. Dem attributes.
Now, to go a bit off topic and say which game I hated with building? I'd say TOEE. Oh yeah that's right. It seemed boring each level up since each class has their designated skills they can learn, so you just dump your skill points into those skills i.e. anything marked white rather than yellow. It made leveling kind of lackluster, the build simply grows in a linear way, every level up, 4 more Intimidate points. Yawn. Granted, I don't normally multiclass or anything, so maybe it gets more entertaining then. I did enjoy deciding which spells to grab if playing as sorcerer, though.