PorkyThePaladin
Arcane
- Joined
- Dec 17, 2013
- Messages
- 5,392
Credit cards are basically targetted at people with no self control and little money, which is a sizeable chunk of any population. There is so much stuff to buy today, and the average person just doesn't have the finances to afford most of it, since most of the wealth is way up top. So they could say well fuck it, I can't afford this, but then BOOM, they got this magic card which is KINDA like their money, except of course it's not. So they buy cars, furniture, food, etc they cannot afford, and then the credit card companies slow roll them, collecting killer interest for years and years. It's a shady practice, no doubt, but if you do have the ability to spend only what you have, it's a great convenience that's free of charge.