That's literally not a thing that Steam does. You can call whoever you want a tranny and won't lose any of your games. At most you'll get a forum ban for the specific game if a Moderator is asshurt and at worst a wider-ranging forum ban from Steam Discussions for a period. Even in cases of illegal activity like credit card fraud e.g.
see her for instance they usually don't outright disable someone's account, but put it in a "restricted" Mode where no new purchases and similar can be made.
Removing thousands of games worth a lot of money over a word would be a really easy lawsuit for them to lose and set a precedent, which is why they don't really want to get there.