Really. It's a staple of RPG's that most of your gold is going to go into renting a fucking bed while all items you'd ever want can be had for a pittance.
Dude, in both Saugus and The Bloom you can easily rest for free after completing a single quest from each innkeeper. That’s actually a problem because there aren’t enough timed quests so free resting trivializes everything. I wish TTON forced you to spend all your money on resting, the game would have required a lot more strategic planning that way.