First, the whole point of the exercise would be to start as a single character and gather the "team" as you go - as a challenge. The second character is a needed exception required only if you play archmage or find the very early game impossible.You don't have to start with two, you can just design characters to get swapped out. So start with a Kobold Red Wiz to swap out for Erz etc...
This is pretty much what I did last playthrough then decided I wanted Ranger over companion Monk this time so started with Warlock to swap with Piz instead of Psi.
Second, you can't bench or replace your avatar afaik.
Third, there are only 7 companions in the whole game. Technically 8 but if you take the fire druid you end with 6 companions.
I run into a stupid bug. One of my guys is flat footed. Permanently. Outside of combat. The reason "combat has just started" or something like that. EDIT: It resets in the next combat.
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