Also,
In this playthrough I got very crappy tactical vests from the drops, unfortunately (base DT 5 the best I got, the other two were 4s). So I decided to buy something instead.
There is a very good cheese you can do to get a good one straight out of the beggining of the game (as soon as you get access to junkyard, which is pretty early). Get yourself at least 5 poison caltrops and grenades, tier 1 grenade will do, you only need the noise. Go to the casino and open the curtain, but be careful to avoid being seen by the guards and the camera. Throw some caltrops in the room where the surveillance guy is. Then go outside, throw some caltroops at the doorstep and throw some more at the alley where the backdoor is. Chuck a grenade down there and the suckas will investigate, trampling around your caltrops. Do it 2 or 3 times and the the surveillance guy will die without aggro anyone. You can now loot his body for a decent tac vest, free shield and you can get the cash from his room. I do this every playthrough. Going into depot A with a shield makes things smoother, especially for you that is making a build that is about tanking stuff. This shield is easier to get than getting one from the protectorate prision. If you want a beefier tac vest, there's the ironhead group south of SGS, the bald guy has a heavy one most of the times.