I think you just described the entire FR setting.
It's painfully American at times, but that doesn't change how much sillier the end results would be if everything was just ad-hoc'd. Having access to everything doesn't automatically mean using
everything, nevermind focusing on
everything. But they have options, and likely have some license expand on aspects they want to be more evocative.
It's far from my favourite setting but that was never the point. The cost in time and money to build a fresh world with even half the legacy to draw upon was the point (or even expand an existing one to the same effect); it's a huge effort to make even a shody knock-off equivalent to Tolkien's work and sense of history that comes with such a sustained long-term effort. Both the engine and IP are huge in allowing time and money to be redirected elsewhere, but I'm not not putting either on a pedestal over the other. They're both incredibly important to the success of an RPG.
(And beyond that the weight of this IP also presumably contributed a lot to their EA success, which helped expand the scope in its own way.)
Reads like satire, honestly.
Reads like trolling designed to prompt people into insecurity about whether their fave is suddenly ~problematic~, honestly.