What's the point of having all these roll checks if you can just quick save and quick load at any time. You should either have the skill to do something or not.
I'm stopping myself from doing it and rolling with the outcomes but I feel like a moron
Save scumming is the ultimate fun killer. Just go with the dice and accept the outcome.
You can fail-forward every roll I've seen. Maybe you have to get out of jail, maybe you have to fight a battle you could've skipped, maybe you miss out on a minor side quest, but I haven't had a failed roll ruin my game in a major way.
HOWEVER, I prefer just a flat YES/NO check, like New Vegas has. I know its D&D, I know dice is everywhere, but I'd prefer clear outcomes in skill checks. In combat, dice is fun, since it forces you do go with the flow, do damage control, rush in after a crit, etc.